Avalon Finance is a Bitcoin-focused CeDeFi liquidity protocol that issues USDa — a BTC-backed CDP stablecoin — plus a multi-chain BTC lending market, Super Earn yield product, and an institutional CeDeFi lending desk.
Raise the borrow or drop the BTC price to see how your liquidation price moves.
Avalon Finance lets BTC holders mint USDa — a USD-pegged stablecoin — by locking BTC liquid staking tokens (FBTC / LBTC) as collateral at a fixed 8% annual borrow rate. The collateral is custodied off-chain with institutional partners (Cobo, Ceffu, Coinbase Prime), making this a CeDeFi model.
Repay the borrowed USDa + accrued 8% interest. Your BTC collateral unlocks immediately.
Deposit USDa into the Avalon Convert Vault on Ethereum for a guaranteed 1:1 USDa → USDT conversion.
BTC collateral is held off-chain by institutional custodians: Cobo · Ceffu · Coinbase Prime
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Bitcoin holders cannot easily access on-chain liquidity without selling their BTC, and existing BTC-backed lending products are either centralised (CeFi lenders) or fragmented across small chains.
USDa lets BTC holders mint a USD-pegged stablecoin against BTC LST collateral at a fixed 8% rate, with a guaranteed 1:1 USDT redemption vault and omnichain deployment via LayerZero.
First major Bitcoin-backed CDP stablecoin at scale (~$425M TVL); fixed-rate borrowing instead of variable; LayerZero-native omnichain deployment across 20+ chains; CeDeFi custody with named institutional partners. The team reports ~$3.1B cumulative facilitated volume with no material security incident since launch (per official Avalon comms, May 2026) — note this is cumulative throughput, distinct from the ~$425M current USDa TVL.
Avalon Finance is a CDP protocol operating on Ethereum, BSC, Movement, Berachain, Sonic, Mantle, Kaia, Merlin, Bitlayer, Arbitrum. Avalon Finance is a Bitcoin-focused CeDeFi liquidity protocol that issues USDa — a BTC-backed CDP stablecoin — plus a multi-chain BTC lending market, Super Earn yield product, and an institutional CeDeFi lending desk.
DeFi Sentinel rates Avalon Finance B with a safety score of 57/100, indicating high risk. The score reflects five risk dimensions: smart contract & technical risk, economic design & market risk, governance & centralization, sustainability & competitive position, and reputation & social trust. Avalon Finance has 10 audits on record. As with all DeFi protocols, residual risk remains and users should review the full risk breakdown before depositing.
Avalon Finance has a DeFi Sentinel safety score of 57/100 (rating B), last updated May 26, 2026. The score is computed across smart contract & technical risk (30%), economic design & market risk (25%), governance & centralization (20%), sustainability & competitive position (15%), and reputation & social trust (10%).
Avalon Finance is deployed on Ethereum, BSC, Movement, Berachain, Sonic, Mantle, Kaia, Merlin, Bitlayer, Arbitrum.
Yes. Avalon Finance has 10 audit reports on record from firms including BlockSec, BlockSec, BlockSec. Audit reports and dates are linked under the Resources tab on this page.
