Money On Chain
AuditedVerifiedBitcoin-BackedMoney On Chain is a Bitcoin-collateralized stablecoin protocol on Rootstock that issues DOC (USD-pegged), BPRO (volatility absorber), and MOC (governance token) — designed to be non-liquidating by routing BTC volatility into BPRO.
Active Risk Alerts
Live signals detected by Sentinel monitors across all five risk classes.
Unlock alert details with Pro
See each alert's affected component, root-cause analysis, and recommended action. Pro members get the full risk breakdown for every protocol.
The Problem
Bitcoin holders historically had no native way to extract USD stability, leverage, or yield from their BTC without bridging into Ethereum-based DeFi or surrendering custody to centralised lenders.
The Solution
Money On Chain uses RBTC (Rootstock-bridged Bitcoin) as the sole collateral asset behind a three-token system — DOC for $1 stability, BPRO for amplified upside, and MOC for governance — with a non-liquidating volatility-absorber design.
Why it Matters
First Bitcoin-only DeFi stablecoin protocol (live since 2019); non-liquidating by design (no margin calls on DOC users); on-chain DAO governance via the MOC token and the OMOC decentralized oracle network.
Protocol Metrics
Related Research
View allFrequently asked questions about Money On Chain
What is Money On Chain?+
Money On Chain is a Stablecoin protocol operating on Rootstock. Money On Chain is a Bitcoin-collateralized stablecoin protocol on Rootstock that issues DOC (USD-pegged), BPRO (volatility absorber), and MOC (governance token) — designed to be non-liquidating by routing BTC volatility into BPRO.
How does Money On Chain work?+
Money On Chain uses RBTC (Rootstock-bridged Bitcoin) as the sole collateral asset behind a three-token system — DOC for $1 stability, BPRO for amplified upside, and MOC for governance — with a non-liquidating volatility-absorber design.
Is Money On Chain safe?+
DeFi Sentinel rates Money On Chain BB with a safety score of 64/100, indicating elevated risk. The score reflects five risk dimensions: smart contract & technical risk, economic design & market risk, governance & centralization, sustainability & competitive position, and reputation & social trust. Money On Chain has 5 audits on record. DeFi Sentinel's analysis flagged 2 high, 5 medium, 4 low risk alerts across Smart Contract & Technical Risk, Economic Design & Market Risk, Governance & Centralization, Sustainability & Competitive Position and Reputation & Social Trust. As with all DeFi protocols, residual risk remains and users should review the full risk breakdown before depositing.
What is the safety score of Money On Chain?+
Money On Chain has a DeFi Sentinel safety score of 64/100 (rating BB), last updated May 22, 2026. The score is computed across smart contract & technical risk (30%), economic design & market risk (25%), governance & centralization (20%), sustainability & competitive position (15%), and reputation & social trust (10%).
Which chains does Money On Chain support?+
Money On Chain is deployed on Rootstock.
Has Money On Chain been audited?+
Yes. Money On Chain has 5 audit reports on record from firms including Unknown (RBTC Collateral Audit 1), Unknown (RBTC Collateral Audit 2 + Review), Unknown (RRC-20 Collateral Audit). Audit reports and dates are linked under the Resources tab on this page.