Lulo
AuditedVerifiedLulo is a Solana stablecoin yield aggregator that routes USDC and other stablecoin deposits across blue-chip lending and yield protocols, with an opt-in on-chain coverage layer (Protected vs Boost) that compensates principal losses from exploits, oracle failures, and bad debt.
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The Problem
Stablecoin holders on Solana face fragmented yields, manual rebalancing across protocols, and unmitigated tail risk (smart-contract exploits, oracle failures, bad debt) on every individual lending venue.
The Solution
Lulo aggregates deposits across whitelisted blue-chip protocols using a TVL-weighted index allocation, and adds an on-chain coverage layer where Boost depositors underwrite Protected depositors against losses from covered events.
Why it Matters
Solana's leading yield aggregator with a structural insurance tranche built directly into the protocol — Protected/Boost is not available on competing aggregators like Yearn, Beefy, Idle, or Meteora Vaults.
Protocol Metrics
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View allFrequently asked questions about Lulo
What is Lulo?+
Lulo is a Yield protocol operating on Solana. Lulo is a Solana stablecoin yield aggregator that routes USDC and other stablecoin deposits across blue-chip lending and yield protocols, with an opt-in on-chain coverage layer (Protected vs Boost) that compensates principal losses from exploits, oracle failures, and bad debt.
How does Lulo work?+
Lulo aggregates deposits across whitelisted blue-chip protocols using a TVL-weighted index allocation, and adds an on-chain coverage layer where Boost depositors underwrite Protected depositors against losses from covered events.
Is Lulo safe?+
DeFi Sentinel rates Lulo A with a safety score of 77/100, indicating low-to-moderate risk. The score reflects five risk dimensions: smart contract & technical risk, economic design & market risk, governance & centralization, sustainability & competitive position, and reputation & social trust. Lulo has 5 audits on record. DeFi Sentinel's analysis flagged 2 high, 3 medium, 3 low risk alerts across Smart Contract & Technical Risk, Economic Design & Market Risk, Governance & Centralization and Sustainability & Competitive Position. As with all DeFi protocols, residual risk remains and users should review the full risk breakdown before depositing.
What is the safety score of Lulo?+
Lulo has a DeFi Sentinel safety score of 77/100 (rating A), last updated September 16, 2026. The score is computed across smart contract & technical risk (30%), economic design & market risk (25%), governance & centralization (20%), sustainability & competitive position (15%), and reputation & social trust (10%).
Which chains does Lulo support?+
Lulo is deployed on Solana.
Has Lulo been audited?+
Yes. Lulo has 5 audit reports on record from firms including Certora, Halborn, OtterSec. Audit reports and dates are linked under the Resources tab on this page.
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