Back to Protocols
Lulo

Lulo

AuditedVerified

Lulo is a Solana stablecoin yield aggregator that routes USDC and other stablecoin deposits across blue-chip lending and yield protocols, with an opt-in on-chain coverage layer (Protected vs Boost) that compensates principal losses from exploits, oracle failures, and bad debt.

YieldSolanaTVL: $54.0MLast updated: May 21, 2026
Risk Rating
A
Safety Score
74

Risk Profile Overview

Overall Rating
(74/100)
Learn about our rating methodology

Active Risk Alerts

Live signals detected by Sentinel monitors across all five risk classes.

10active

Unlock alert details with Pro

See each alert's affected component, root-cause analysis, and recommended action. Pro members get the full risk breakdown for every protocol.

Upgrade to Pro

The Problem

Stablecoin holders on Solana face fragmented yields, manual rebalancing across protocols, and unmitigated tail risk (smart-contract exploits, oracle failures, bad debt) on every individual lending venue.

The Solution

Lulo aggregates deposits across whitelisted blue-chip protocols using a TVL-weighted index allocation, and adds an on-chain coverage layer where Boost depositors underwrite Protected depositors against losses from covered events.

Why it Matters

Solana's leading yield aggregator with a structural insurance tranche built directly into the protocol — Protected/Boost is not available on competing aggregators like Yearn, Beefy, Idle, or Meteora Vaults.

Protocol Metrics

TVL Trend
$54.04M

Related Research

View all
No related analysis articles found for Lulo.

Frequently asked questions about Lulo

What is Lulo?+

Lulo is a Yield protocol operating on Solana. Lulo is a Solana stablecoin yield aggregator that routes USDC and other stablecoin deposits across blue-chip lending and yield protocols, with an opt-in on-chain coverage layer (Protected vs Boost) that compensates principal losses from exploits, oracle failures, and bad debt.

How does Lulo work?+

Lulo aggregates deposits across whitelisted blue-chip protocols using a TVL-weighted index allocation, and adds an on-chain coverage layer where Boost depositors underwrite Protected depositors against losses from covered events.

Is Lulo safe?+

DeFi Sentinel rates Lulo A with a safety score of 74/100, indicating low-to-moderate risk. The score reflects five risk dimensions: smart contract & technical risk, economic design & market risk, governance & centralization, sustainability & competitive position, and reputation & social trust. Lulo has 5 audits on record. DeFi Sentinel's analysis flagged 2 high, 4 medium, 4 low risk alerts across Smart Contract & Technical Risk, Economic Design & Market Risk, Governance & Centralization and Sustainability & Competitive Position. As with all DeFi protocols, residual risk remains and users should review the full risk breakdown before depositing.

What is the safety score of Lulo?+

Lulo has a DeFi Sentinel safety score of 74/100 (rating A), last updated May 21, 2026. The score is computed across smart contract & technical risk (30%), economic design & market risk (25%), governance & centralization (20%), sustainability & competitive position (15%), and reputation & social trust (10%).

Which chains does Lulo support?+

Lulo is deployed on Solana.

Has Lulo been audited?+

Yes. Lulo has 5 audit reports on record from firms including Certora, Halborn, OtterSec. Audit reports and dates are linked under the Resources tab on this page.