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NAVI Protocol

NAVI Protocol

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NAVI is the leading lending and liquidity protocol on the Sui blockchain, offering overcollateralised lending for SUI, USDC, USDT, wETH and wBTC with isolated pools, flash loans, and a Dynamic Liquidity Provision (dLP) boost on NAVX emissions.

LendingSuiTVL: $163.1MLast updated: Sep 17, 2026
Risk Rating
AA
Safety Score
85

Risk Profile Overview

Overall Rating
(85/100)
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Score history

Re-checked monthlyNo net change

This rating is re-checked every month. A point is recorded for every check, so a flat line means we looked and nothing moved. Hover anywhere on the chart to see what moved that month, and by how much.

91
85
79
Aug 2026SepOct

The Problem

Sui users hold SUI, vSUI and bridged blue-chip assets but have limited native, Move-language money-market infrastructure to earn yield on or borrow against them without leaving the chain.

The Solution

NAVI provides Aave-style overcollateralised lending purpose-built in Move for Sui, with isolated pools, E-Mode, flash loans and one-click leverage, plus a dLP boost that returns protocol revenue to long-term NAVX/SUI LP lockers.

Why it Matters

The dominant lending protocol on Sui by TVL, with dLP-based revenue sharing that ties emissions to genuine liquidity provision rather than passive token holding.

Protocol Metrics

TVL Trend
$163.12M

Related Research

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Frequently asked questions about NAVI Protocol

What is NAVI Protocol?+

NAVI Protocol is a Lending protocol operating on Sui. NAVI is the leading lending and liquidity protocol on the Sui blockchain, offering overcollateralised lending for SUI, USDC, USDT, wETH and wBTC with isolated pools, flash loans, and a Dynamic Liquidity Provision (dLP) boost on NAVX emissions.

How does NAVI Protocol work?+

NAVI provides Aave-style overcollateralised lending purpose-built in Move for Sui, with isolated pools, E-Mode, flash loans and one-click leverage, plus a dLP boost that returns protocol revenue to long-term NAVX/SUI LP lockers.

Is NAVI Protocol safe?+

DeFi Sentinel rates NAVI Protocol AA with a safety score of 85/100, indicating very low risk. The score reflects five risk dimensions: smart contract & technical risk, economic design & market risk, governance & centralization, sustainability & competitive position, and reputation & social trust. NAVI Protocol has 5 audits on record. DeFi Sentinel's analysis flagged 5 medium, 2 low risk alerts across Smart Contract & Technical Risk, Economic Design & Market Risk, Governance & Centralization, Sustainability & Competitive Position and Reputation & Social Trust. As with all DeFi protocols, residual risk remains and users should review the full risk breakdown before depositing.

What is the safety score of NAVI Protocol?+

NAVI Protocol has a DeFi Sentinel safety score of 85/100 (rating AA), last updated September 17, 2026. The score is computed across smart contract & technical risk (30%), economic design & market risk (25%), governance & centralization (20%), sustainability & competitive position (15%), and reputation & social trust (10%).

Which chains does NAVI Protocol support?+

NAVI Protocol is deployed on Sui.

Has NAVI Protocol been audited?+

Yes. NAVI Protocol has 5 audit reports on record from firms including MoveBit, OtterSec, MoveBit. Audit reports and dates are linked under the Resources tab on this page.