
TermMax
AuditedFixed RateNewTermMax is a fixed-rate borrowing and lending marketplace powered by a Uniswap V3-style AMM with maturity dates, deployed on Ethereum, BSquared, Base, BSC, Arbitrum, Berachain, X Layer and Hyperliquid L1.
Active Risk Alerts
Live signals detected by Sentinel monitors across all five risk classes.
Unlock alert details with Pro
See each alert's affected component, root-cause analysis, and recommended action. Pro members get the full risk breakdown for every protocol.
Score history
This rating is re-checked every month. A point is recorded for every check, so a flat line means we looked and nothing moved. Hover anywhere on the chart to see what moved that month, and by how much.
The Problem
DeFi lending is dominated by variable rates that change block-by-block, making it hard for borrowers to plan and for lenders to lock in predictable returns. Existing fixed-rate solutions are fragmented and capital-inefficient.
The Solution
TermMax delivers fixed-rate borrowing, lending, and one-click leverage with explicit maturity dates, built on a customised Uniswap V3-style AMM. FT and GT tokens give users separable exposure to rate and leverage components.
Why it Matters
Uniswap-V3-style concentrated-liquidity AMM repurposed for fixed-rate markets, with per-market range-order setters and a curator vault layer that lets professional strategists deploy capital across maturities.
Protocol Metrics
Related Research
View allFrequently asked questions about TermMax
What is TermMax?+
TermMax is a Lending protocol operating on Ethereum, BSquared, Base, BSC, Arbitrum, Berachain, X Layer, Hyperliquid L1. TermMax is a fixed-rate borrowing and lending marketplace powered by a Uniswap V3-style AMM with maturity dates, deployed on Ethereum, BSquared, Base, BSC, Arbitrum, Berachain, X Layer and Hyperliquid L1.
How does TermMax work?+
TermMax delivers fixed-rate borrowing, lending, and one-click leverage with explicit maturity dates, built on a customised Uniswap V3-style AMM. FT and GT tokens give users separable exposure to rate and leverage components.
Is TermMax safe?+
DeFi Sentinel rates TermMax BBB with a safety score of 68/100, indicating moderate risk. The score reflects five risk dimensions: smart contract & technical risk, economic design & market risk, governance & centralization, sustainability & competitive position, and reputation & social trust. TermMax has 4 audits on record. DeFi Sentinel's analysis flagged 3 high, 3 medium, 4 low risk alerts across Smart Contract & Technical Risk, Economic Design & Market Risk, Governance & Centralization, Sustainability & Competitive Position and Reputation & Social Trust. As with all DeFi protocols, residual risk remains and users should review the full risk breakdown before depositing.
What is the safety score of TermMax?+
TermMax has a DeFi Sentinel safety score of 68/100 (rating BBB), last updated October 13, 2026. The score is computed across smart contract & technical risk (30%), economic design & market risk (25%), governance & centralization (20%), sustainability & competitive position (15%), and reputation & social trust (10%).
Which chains does TermMax support?+
TermMax is deployed on Ethereum, BSquared, Base, BSC, Arbitrum, Berachain, X Layer, Hyperliquid L1.
Has TermMax been audited?+
Yes. TermMax has 4 audit reports on record from firms including ABDK, Cantina, Spearbit. Audit reports and dates are linked under the Resources tab on this page.