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Yearn Finance

Yearn Finance

AuditedBlue Chip

Yearn Finance is the original DeFi yield aggregator. Users deposit a single asset into an ERC-4626 yVault and a configurable strategy fabric automatically routes capital across underlying lending markets, AMMs, and yield primitives to maximise risk-adjusted return.

YieldEthereumArbitrumOptimismBasePolygonFantomKatanaTVL: $180.5MLast updated: May 21, 2026
Risk Rating
AA
Safety Score
82

Risk Profile Overview

Overall Rating
(82/100)
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The Problem

Manually farming the best DeFi yield is gas-expensive, requires constant rebalancing across protocols, and is operationally out of reach for most retail users. Single-protocol risk concentrates exposure to one contract's exploit and economic model.

The Solution

Yearn yVaults pool deposits, socialise gas costs, and execute professionally curated and audited yield strategies on the user's behalf. Vaults are ERC-4626 compliant, multi-strategy, and modular — capital can be rebalanced across underlying protocols without user action.

Why it Matters

The original DeFi yield aggregator, live since July 2020 with ~6 years of mainnet history. V3's modular ERC-4626 architecture, fair-launched YFI governance token (no VC allocation), and yChad 6-of-9 multisig stewardship combine institutional rigor with credibly neutral governance.

Protocol Metrics

TVL Trend
$180.48M

Related Research

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No related analysis articles found for Yearn Finance.

Frequently asked questions about Yearn Finance

What is Yearn Finance?+

Yearn Finance is a Yield protocol operating on Ethereum, Arbitrum, Optimism, Base, Polygon, Fantom, Katana. Yearn Finance is the original DeFi yield aggregator. Users deposit a single asset into an ERC-4626 yVault and a configurable strategy fabric automatically routes capital across underlying lending markets, AMMs, and yield primitives to maximise risk-adjusted return.

How does Yearn Finance work?+

Yearn yVaults pool deposits, socialise gas costs, and execute professionally curated and audited yield strategies on the user's behalf. Vaults are ERC-4626 compliant, multi-strategy, and modular — capital can be rebalanced across underlying protocols without user action.

Is Yearn Finance safe?+

DeFi Sentinel rates Yearn Finance AA with a safety score of 82/100, indicating very low risk. The score reflects five risk dimensions: smart contract & technical risk, economic design & market risk, governance & centralization, sustainability & competitive position, and reputation & social trust. Yearn Finance has 9 audits on record. DeFi Sentinel's analysis flagged 1 high, 3 medium, 5 low risk alerts across Smart Contract & Technical Risk, Economic Design & Market Risk, Governance & Centralization, Sustainability & Competitive Position and Reputation & Social Trust. As with all DeFi protocols, residual risk remains and users should review the full risk breakdown before depositing.

What is the safety score of Yearn Finance?+

Yearn Finance has a DeFi Sentinel safety score of 82/100 (rating AA), last updated May 21, 2026. The score is computed across smart contract & technical risk (30%), economic design & market risk (25%), governance & centralization (20%), sustainability & competitive position (15%), and reputation & social trust (10%).

Which chains does Yearn Finance support?+

Yearn Finance is deployed on Ethereum, Arbitrum, Optimism, Base, Polygon, Fantom, Katana.

Has Yearn Finance been audited?+

Yes. Yearn Finance has 9 audit reports on record from firms including Quantstamp, MixBytes, Trail of Bits. Audit reports and dates are linked under the Resources tab on this page.