Native Credit Pool
AuditedVerifiedNative Credit Pool is a single-sided, unified lending pool that lends LP-supplied assets as collateralised credit lines to whitelisted PMMs powering Native's on-chain RFQ swap engine.
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The Problem
On-chain liquidity is fragmented across pair-based AMMs that demand two-sided deposits, expose LPs to impermanent loss, and route trades through inventory rather than firm pricing.
The Solution
Native lets LPs supply a single asset into a unified credit pool; whitelisted PMMs borrow that capital as on-chain credit lines and fill RFQ trades with firm, off-chain-priced quotes, paying borrow interest and swap fees back to LPs.
Why it Matters
Couples a lending pool with a credit-collateralised RFQ DEX so a single deposit serves many trading pairs without impermanent loss, in a model that diverges from both Aave-style lending and AMM DEX designs.
Protocol Metrics
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View allFrequently asked questions about Native Credit Pool
What is Native Credit Pool?+
Native Credit Pool is a Lending protocol operating on Ethereum, BSC, Arbitrum, Base. Native Credit Pool is a single-sided, unified lending pool that lends LP-supplied assets as collateralised credit lines to whitelisted PMMs powering Native's on-chain RFQ swap engine.
How does Native Credit Pool work?+
Native lets LPs supply a single asset into a unified credit pool; whitelisted PMMs borrow that capital as on-chain credit lines and fill RFQ trades with firm, off-chain-priced quotes, paying borrow interest and swap fees back to LPs.
Is Native Credit Pool safe?+
DeFi Sentinel rates Native Credit Pool A with a safety score of 76/100, indicating low-to-moderate risk. The score reflects five risk dimensions: smart contract & technical risk, economic design & market risk, governance & centralization, sustainability & competitive position, and reputation & social trust. Native Credit Pool has 8 audits on record. DeFi Sentinel's analysis flagged 2 high, 2 medium, 5 low risk alerts across Smart Contract & Technical Risk, Economic Design & Market Risk, Governance & Centralization, Sustainability & Competitive Position and Reputation & Social Trust. As with all DeFi protocols, residual risk remains and users should review the full risk breakdown before depositing.
What is the safety score of Native Credit Pool?+
Native Credit Pool has a DeFi Sentinel safety score of 76/100 (rating A), last updated May 22, 2026. The score is computed across smart contract & technical risk (30%), economic design & market risk (25%), governance & centralization (20%), sustainability & competitive position (15%), and reputation & social trust (10%).
Which chains does Native Credit Pool support?+
Native Credit Pool is deployed on Ethereum, BSC, Arbitrum, Base.
Has Native Credit Pool been audited?+
Yes. Native Credit Pool has 8 audit reports on record from firms including Quantstamp, Sherlock (Private Bug Bounty Contest), WatchPug (wNLP / Pendle SY). Audit reports and dates are linked under the Resources tab on this page.