Kamino Finance
AuditedVerifiedKamino Finance unifies Lending, Liquidity, and Leverage into a single DeFi product suite on Solana — the chain's largest protocol by TVL with $1.8B in deposits and $1B+ in active loans.
Active Risk Alerts
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Score history
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The Problem
Solana DeFi is fragmented: lending, liquidity management, and leverage are siloed across separate protocols, forcing users to fragment capital, pay multiple fees, and manage complex cross-protocol positions manually.
The Solution
Kamino unifies all three primitives — borrowing/lending via K-Lend, automated liquidity via Kamino Vaults, and leveraged exposure via Multiply — into one integrated platform where concentrated liquidity positions can serve as lending collateral.
Why it Matters
First-of-its-kind unified lending + liquidity + leverage suite on Solana; largest lending protocol on the chain ($1.617B TVL K-Lend); 18 audits and 3 formal verifications with zero incidents across 3+ years.
Protocol Metrics
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View allFrequently asked questions about Kamino Finance
What is Kamino Finance?+
Kamino Finance is a Lending protocol operating on Solana. Kamino Finance unifies Lending, Liquidity, and Leverage into a single DeFi product suite on Solana — the chain's largest protocol by TVL with $1.8B in deposits and $1B+ in active loans.
How does Kamino Finance work?+
Kamino unifies all three primitives — borrowing/lending via K-Lend, automated liquidity via Kamino Vaults, and leveraged exposure via Multiply — into one integrated platform where concentrated liquidity positions can serve as lending collateral.
Is Kamino Finance safe?+
DeFi Sentinel rates Kamino Finance AAA with a safety score of 90/100, indicating highest safety tier. The score reflects five risk dimensions: smart contract & technical risk, economic design & market risk, governance & centralization, sustainability & competitive position, and reputation & social trust. Kamino Finance has 6 audits on record. DeFi Sentinel's analysis flagged 5 medium risk alerts across Smart Contract & Technical Risk, Economic Design & Market Risk, Governance & Centralization, Sustainability & Competitive Position and Reputation & Social Trust. As with all DeFi protocols, residual risk remains and users should review the full risk breakdown before depositing.
What is the safety score of Kamino Finance?+
Kamino Finance has a DeFi Sentinel safety score of 90/100 (rating AAA), last updated September 16, 2026. The score is computed across smart contract & technical risk (30%), economic design & market risk (25%), governance & centralization (20%), sustainability & competitive position (15%), and reputation & social trust (10%).
Which chains does Kamino Finance support?+
Kamino Finance is deployed on Solana.
Has Kamino Finance been audited?+
Yes. Kamino Finance has 6 audit reports on record from firms including Ackee Blockchain, OtterSec, Offside Labs. Audit reports and dates are linked under the Resources tab on this page.