Reservoir Protocol
AuditedRWAStablecoinReservoir is a permissionless Ethereum CDP-style stablecoin protocol issuing rUSD, backed by a balance sheet of digital and real-world assets, with liquid (srUSD/wsrUSD) and term-based (trUSD) yield products.
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The Problem
Existing stablecoins are either custodial (USDC, USDT) with regulatory and counterparty risk, or decentralised but inflexible — locking users into a single collateral type, savings product, or term duration.
The Solution
Reservoir issues rUSD against a diversified RWA + crypto balance sheet, with a peg-stability module for instant USDC convertibility and a tiered savings stack (srUSD / wsrUSD / trUSD) that lets holders choose between liquid and term yield.
Why it Matters
On-chain Credit Enforcer enforces three 105% solvency covenants in real time, paired with a fixed-parameter term product (lock-up and redemption window immutable at deployment), and an institutional collateral curation model run by Fortunafi.
Protocol Metrics
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View allFrequently asked questions about Reservoir Protocol
What is Reservoir Protocol?+
Reservoir Protocol is a CDP protocol operating on Ethereum, Plasma, Monad, Base, Arbitrum, Optimism, Berachain, BNB Chain, World Chain, Katana, Mantle, Hyperliquid L1. Reservoir is a permissionless Ethereum CDP-style stablecoin protocol issuing rUSD, backed by a balance sheet of digital and real-world assets, with liquid (srUSD/wsrUSD) and term-based (trUSD) yield products.
How does Reservoir Protocol work?+
Reservoir issues rUSD against a diversified RWA + crypto balance sheet, with a peg-stability module for instant USDC convertibility and a tiered savings stack (srUSD / wsrUSD / trUSD) that lets holders choose between liquid and term yield.
Is Reservoir Protocol safe?+
DeFi Sentinel rates Reservoir Protocol C with a safety score of 40/100, indicating rated risk. The score reflects five risk dimensions: smart contract & technical risk, economic design & market risk, governance & centralization, sustainability & competitive position, and reputation & social trust. Reservoir Protocol has 4 audits on record. DeFi Sentinel's analysis flagged 6 high, 6 medium, 5 low risk alerts across Smart Contract & Technical Risk, Economic Design & Market Risk, Governance & Centralization, Sustainability & Competitive Position and Reputation & Social Trust. As with all DeFi protocols, residual risk remains and users should review the full risk breakdown before depositing.
What is the safety score of Reservoir Protocol?+
Reservoir Protocol has a DeFi Sentinel safety score of 40/100 (rating C), last updated July 17, 2026. The score is computed across smart contract & technical risk (30%), economic design & market risk (25%), governance & centralization (20%), sustainability & competitive position (15%), and reputation & social trust (10%).
Which chains does Reservoir Protocol support?+
Reservoir Protocol is deployed on Ethereum, Plasma, Monad, Base, Arbitrum, Optimism, Berachain, BNB Chain, World Chain, Katana, Mantle, Hyperliquid L1.
Has Reservoir Protocol been audited?+
Yes. Reservoir Protocol has 4 audit reports on record from firms including Halborn, Halborn, Halborn. Audit reports and dates are linked under the Resources tab on this page.